Depends, of course. I'm not personally wildly ambitious about work so that would be fine with me. If no raise though, that money will not be enough in 15 years. So it would need to come with raises to meet inflation at least.
Retirement at 62 would be a big upgrade from what I expect to be able to do, but I did raise a lot of kids.
The fuck? I got my job around that age. And we hired our temp who is at least 65. And a treasury manager over 60 too.
It's harder, I'm sure. But 47 is absolutely NOT too old to change careers, that's nonsense.