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  • My recollection is that the comment I replied to was "You'd be lucky to keep a job for 30 years to manage to save enough and not die in poverty!" or something similar.

  • It seems that there is at least one system that is intended to keep people alive even if they didn't work much.

    Because of low wages and interrupted work history, some workers earn modest incomes during their careers. Many of these workers will reach retirement with small private retirement accounts and notional accounts. To ensure that pension reform does not adversely affect these people, the new pension system guarantees an adequate old-age income for all Swedes.

    For a single retiree, the guaranteed pension is about $9,000 per year. A married couple, meanwhile, receives about $16,000. This means-tested benefit is phased out according to the income available from the notional account and the private account. The means-testing rules that govern the guaranteed pension are relatively generous, to the extent that about 40 percent of workers are projected to receive at least some income from the safety net program.

  • I disagree. Inflation affects property (which probably refers to every tangible thing you will interact with other than the currency that is inflating). If the amount of money you need to give up in order to acquire an object increased due to time passing, that is "inflation". That means that when inflation happens, every person who has at least 1 dollar bill suffers (since they won't be able to trade it for as much stuff as they could before). A person who is significantly wealthier than someone else probably won't have a significantly larger amount of money. Elon Musk surely doesn't have 1 billion $1 bills stored in a basement: they probably have a large amount of money in their wallet and in a bank account, but I would be surprised if less than 90% of their net worth was derived from owning property. A "billionaire" might have 100 times as much "money" as the typical person, but they probably don't have 10,000 or 100,000 times as much: https://breznikar.com/articles/how-much-cash-on-hand-do-billionaires-have/1781 https://www.fidelity.com/learning-center/smart-money/average-net-worth-by-age This means that when there is inflation, a poor person's net worth will likely decline more than that of a rich person, since it's likely that a large amount of a poor person's net worth will be in the form of cash when compared to a rich person (and the net worth of a rich person will probably increase, since it's likely that the value of their property will increase more than the amount they lose from the value of their money going down). People who are older are usually wealthier than young people, and people who are wealthier probably derive a larger percentage of their net worth from owning property than someone who is less wealthy, so when inflation happens, the net worth of young people probably decreases more when compared to older people.

    Some things that can offset the impact of inflation are having debt and/or income that increases when inflation happens. I intentionally mentioned that property is tangible, but income and an obligation to pay someone using money seem less tangible. If you only own a $100 bill in your pocket, but you have a debt of $100 and your household income is $80,610 each year, if prices double but your income doubles too, that means that your net worth would not really change (you still have $100 and owe $100), but it would be easier to pay your debt (since it would become a smaller proportion of your income). If your income increases faster than inflation does (which is technically a typical situation), that means that you are in a better position as time passes! Moreover, old people typically have less (earned) income and debt than younger people, so in some ways young people have an advantage over old people.

    In general, getting more (earned) income and debt is probably the way to overtake someone older than you. Getting a job providing something that old people pay for (like gambling or medical services) is probably an even better way.

  • a global wave of age-check laws threatens to chill speech

    You’ve read your last free article.

  • I suspect that they reproduce quickly, since it is a species of algae. I don't know much about this topic though.

  • I don't think that anyone should be "humiliated". If someone expresses an idea, it's likely that they are making use of that idea in their life (or that a reader might start using that idea in their life), so if you think their idea is harmful, it's surely better to provide an alternative idea rather than only question their dignity. Expressing that someone should "come back when they are better educated" makes me think that you want people to stop making comments as frequently and to read comments more often than they did before. I think that reading more comments can be helpful, but suggesting that someone should avoid commenting deprives us of an opportunity to understand that person better, and if we want to cooperate with someone, it would be better to have a better understanding of them (and if we don't cooperate with someone, we will probably have to compete with them: "When goods don't cross borders, soldiers will"). The only reason I know of to stop engaging with someone is if they're acting in bad faith: if someone is trying to distract you by trying to get you to make uninteresting comments instead of allowing your attention to be focused on something more productive, it'd be a help to other people to make that clear. In essence, this is "trolling". Something like Bluesky lists might be useful in that situation. I don't see how targeting someone to "dump on" is helpful: that seems like a distraction from more productive activities, which is probably exactly what a "troll" wants. I suspect that the best "consequence" in response to harm is to start ignoring someone and to make it easier for other people to ignore that person.

  • I haven't had any notably negative experiences while using the Fediverse. Even in cases when someone makes an "aggressive" reply to a comment of mine, if I ask a follow-up question, most people respond genuinely, so I often end up having a productive and enjoyable conversation. The situation is probably different when someone is really mad at you: if someone makes dozens of accounts to spam messages and downvotes, that would be really annoying and would make it more difficult to use the Fediverse productively, and I've seen reports of that happening to several people (and that might be what happened to the maintainer of Tesseract). Handling that situation would probably be harder to deal with than while using a centralized service since someone could use various servers to target one person, so there might not be one person who can handle all the spam. Reddit probably has a system to automatically block ingenuine downvotes and spam messages (especially if a particular person is receiving a lot of them), but I'm not sure that the Fediverse has an automatic system to achieve the same results, so it might be down to an administrator or a group of administrators to manually detect disruptive accounts/users. In consideration of how a typical person would view typical Fediverse comments, they would probably be put off by how they are probably more political and violent in nature when compared to those from other services. I've seen several comments that quite explicitly expressed "rich people should be killed", and I've seen that at least one was removed by a moderator/administrator. Such comments surely do more harm than good: most people surely prefer to talk to people who aren't calling for violence and are generally civil. To help with this, it's probably good to report comments that are outright violent or that would be of interest to an administrator and to downvote "aggressive" comments so that people are more likely to be able to peruse comments without having a bad experience. In general, it's surely a good thing to provide comments that engage with a post/comment in good faith so that people have something/someone that they can enjoy interacting with, but I don't often have a thought that is coherent enough to be worth sharing, so I don't expect this to happen very often.

  • I believe that a vampire is a representation of exploitative forces that you invite into your own life but could avoid if you chose to. A policeman is hard to avoid, especially if they have a warrant. Therefore, a vampire cannot be a policeman in the first place, since the state of being a policeman overwhelms the state of being a vampire.

  • Today I Learned @lemmy.world

    TIL that "simp" originated in West Coast hip hop culture in the 1980s

    en.wiktionary.org /wiki/simp