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148
Joined
3 yr. ago

Hey, thanks for reading my bio. You know, you're pretty cool. I'm glad we got to share this moment together.

  • The secret thing is: go to therapy

  • It's addicting

  • Art should comfort the disturbed and disturb the comfortable.

  • This is why all Wikipedia pages ultimately backlink to Philosophy

  • This is what's known in the Midwest as "tornado bait"

  • They're my emotional support domains

  • Hear me out

  • Iirc, closing an account impacts your credit not because you cancelled your account, but because it impacts your debt/credit ratio.

    You have 2 credit cards. Card A has a 10k credit and 2k balance. Card B has 10k credit and 0 balance.

    So your ratio is 2k/20k or 10%.

    If you cancel card B, your credit line is now 2k/10k, which is 20%. This increases your credit utilization, which impacts your score.

    Opening and closing a bunch of cards without any balance shouldn't have a significant impact on your score, maybe a few points.

    Hard inquiries can be bad but most credit cards use soft inquiries nowadays anyway

  • I wish I had some geologist friends.

  • I made this account wanting to try to be chaotic and unhinged for a change, but I couldn't do it :c

  • Ah fuck I forgot about taxes

  • Love her videos! Really opened my eyes to a lot of this.

  • Is the TOR part optional?

  • Wonder what the latency would be like trying to fly my 3.5" on the moon from earth

    Although I suppose the lack of atmosphere would be the bigger issue...

  • Some of these look like Omega Mart products lol

  • Yeah. Its not perfect but filtering primary news topics makes casual browsing much more chill

  • My guess is that he's farting

  • Yep. And besides, the only people actually taking significant risk here are the instance hosters storing the content.

  • Is there a higher quality version of this meme I can send to my boss so I can skip the standup meeting tomorrow?