Op basis van onze beoordeling hebben we vastgesteld dat je onderneming een risiconiveau heeft dat buiten onze acceptatiecriteria valt. Zoals beschreven in artikel 4.1 van onze Gebruikersovereenkomst kan Mollie haar diensten weigeren of beëindigen wanneer een onderneming niet voldoet aan onze risicovereisten.
Translation:
Why has my account been closed?
Based on our assessment, we have determined that your business presents a level of risk that falls outside our acceptance criteria. As set out in clause 4.1 of our User Agreement, Mollie may refuse or terminate its services if a business does not meet our risk requirements.
I guess they are referring to this paragraph in 4.1:
Mollie may also decide, at its own discretion, to decline products and services that are not explicitly mentioned on the list, but which pose an unacceptable risk to Mollie based on its internal policies.
But I have no idea why i am considered unacceptable risk?
You must only accept payments and process them through Mollie’s Payment Module for the lawful sale and provision of legal products and services according to the Organisation’s country of establishment, the Customer’s country and the Netherlands. There are certain categories of Organisations and activities for which the Payment Services cannot be used. Most of these categories are imposed by the Financial Institutions and Intermediaries and applicable Scheme Rules used by Mollie to process Transactions. Mollie keeps a list of prohibited activities. Mollie has made the full list of prohibited activities, products and services available on its website. Mollie can, at any time and without prior notice, change this list, and remove or add activities or services. Mollie may also decide, at its own discretion, to decline products and services that are not explicitly mentioned on the list, but which pose an unacceptable risk to Mollie based on its internal policies.
By registering with Mollie, you confirm that you will not use our services for activities other than those approved during registration or explicitly approved by Mollie afterwards. If Mollie thinks or suspects that you are nevertheless accepting payments for prohibited activities as referred to in this Agreement, you must cease these prohibited activities immediately at Mollie's request. If you do not cease the prohibited activities within the period set by Mollie, Mollie reserves the right to suspend your Account and/or terminate this Agreement with immediate effect. In case of doubt, you should contact Mollie Support for further information. If Mollie determines that your activities pose a risk to it that cannot be remedied, Mollie reserves the right to terminate this Agreement with immediate effect and without prior notice for such activities. Any Fines imposed by an Intermediary in relation to a breach of this section are payable by the Organisation.
I've been searching aswell but also with these results they all seems to be dashboards, gateways, or whatever that integrate with payment processors. I can't find a truly self hosted payment processor.
The only one that genuinely claims to do it is Payram, but they seems so sketch that im not going to use it.
This seems to be a dashboard for payment processors like the other one linked here, however Payram seems to be an actual payment processor without KYC, no idea how they do it but im not complaining.
Still looking into payram and i have to say it looks a bit sketchy but if it works it works.
EDIT: I would recommend against using Payram for anyone reading this, it's very sketchy and what seals the deal for me is their application is closed source.
What i ment with bank transfer is that people send money to my bank account with a payment reference, and i poll the bank API to see if a payment has arrived with that reference.
No my bank doesn't allow me to send SEPA debit, I don't have a consumer bank account i have a business account but they still don't allow it.
I like the psionics (or well Psycasts) in rimworld and it has a prominent enough role.
Mind tech that calls some machine superintelligence to alter reality, bestowed by space feudalism.