https://voidfox.com/blog/payment_processor_fun_2025_making_your_own_msp/

Someone breaks down why it'd be a monumental task for Valve/Itch to vertically integrate the whole payment processing thing into their business. The essay is highly readable.

The only thing I had to look up wasEscrow: a financial arrangement w/ a third party who holds/manages funds on behalf of two parties in a transaction

My takeaway was that Valve/itch/GOG would still be beholden to the banks who track porn as high risk for fraudulent transactions.

So what can we do about it? _{asking in earnest, btw. I buy porn and toys like a regular ass person, too}