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Posts
2
Comments
730
Joined
3 yr. ago

  • It's not just luck. Most people I know who started out poor are immigrants whose families worked extremely hard for their sake, and who worked extremely hard in school themselves so that they could get accepted into colleges that offered them favorable terms. There they majored in well-paid fields like finance, law, medicine, or engineering, and afterwards they were able to pay off their debts without issue and live upper-middle-class lifestyles.

    It's a lot harder for people whose well-to-do parents refuse to help, but eventually those people do become eligible for financial aid without counting their parents' income (easiest to do by either waiting until age 24 or getting married) and that financial aid will be quite large if they're poor. As I've said, my family wasn't poor by the time I went to college and my financial aid still covered 2/3 of the cost.

  • In the state I am most familiar with, a four-year degree costs about that much only if you live on-campus. The degree itself (without room and board) is $56,160, and that's if you get no financial aid whatsoever (and need all four years to finish - I finished mine in three by taking no classes except the ones mandatory for my diploma, but that's not possible in some universities). Most people are eligible for a lot of financial aid.

  • Doctors borrow that much for medical school. Their undergrad degree doesn't cost more than anyone else's.

    The government does step in and run state schools where it sets the prices, and its prices are reasonable. In this context, private universities are a luxury.

  • Cause it not like the loans are predatory or anything.

    I've met people who foolishly took out six-digit loans to go to college and I agree that those loans ought to have been denied to them, but most people I know went to relatively low-cost public universities or to the private universities that gave them generous need-based scholarships. My own family wasn't poor by the time I went to college and my education at a prestigious private university cost a total of about $45,000 (in 2006) after the need-based scholarships that I got. Some of that was paid for by loans and I don't feel that those loans were predatory.

    Cause its not like the prices keep going up cause the loans keep giving more and more.

    That's an argument for the government to help college students less, not to help them more.

  • The Supreme Court put a stop to it in 2023. Biden v. Nebraska, one of the many recent 6-3 decisions.

    After first establishing that at least Missouri had Article III standing to challenge the debt forgiveness program, Roberts held that the statutory grant of authority to the Secretary of Education to "waive or modify" loan terms could not be extended to the student loan forgiveness program, and that debt cancellation of this scale required clear congressional authorization and fell under the major questions doctrine.

    If only those same six judges were as willing to (properly, IMO) limit Presidential authority now that their guy is in office...

  • If you find a cure for your student loans that doesn't involve spending from the common pool of tax money, that's great. I want it to be easy for you to pay off your loans. I just don't want to contribute my money towards that end.

  • One day we might be able to create operators with three or maybe even four question marks. Imagine the possibilities!

  • Winning a Nobel prize causes one to consume enormous amounts of chocolate? Is that what the prize money pays for?

  • Poking people with sticks was against the rules of recess and I knew that, so I didn't feel that I was punished unfairly. The teacher did let me know that the way that I did it was especially against the rules, but she didn't punish me more because of that.

  • When I was little, I acted out cartoon violence by poking a girl's butt with a stick and the teacher told me that I was in trouble for reasons that I would understand when I was older.

  • Reid’s longtime partner, Alonzo Mable, is Black.

    If they're into race play, that's weird but none of our business. Judge not lest ye be judged for the porn that you like.

  • Our silence will not protect us.

    I'm not sure why a man who wrote an essay about how silence (and later emigrating) did protect people in Russia would end that essay with this line. As for why people in Silicon Valley might have the attitude he criticizes - maybe they feel the way that I do? After Trump was elected the first time, I thought the country had made a terrible mistake. After Trump was elected the second time, I think the country knowingly voted for what it wanted - democracy in action. There is still a large minority of Americans who do not deserve what is going to happen, and fighting on their behalf is commendable but I wouldn't say that it is morally obligatory or a good idea in practice.

  • What gets me is when I'm not allowed to remove an external drive. Deleting a file can be delayed until later but here I am with a physical object that I need to detach from my computer and first I need to play hide and seek with the OS.

  • Checkmate feminists.

  • Increasing federal power is a 4D-chess move to decrease federal power?

  • At least his own therapist has helped him express himself only a little unprofessionally.

  • Why would the dude go to a graveyard while wearing a suit of armor? Is it in enemy territory? Did he have to fight his way in?

  • I don't know the details of the case but I expect that almost everyone who works for the city is as opposed to sexual assault as any normal person is. The mistake of the city government as a whole was having so little insurance - just one million dollars. I had 500k in liability for my house and I'm only one guy.

  • They need $7,500 per resident and, according to the article, they intend to raise that money over three years. I don't know what their property values are like but if I assume an average house price of $300k, a current tax rate of 2%, and three people per house then they're currently getting $6,000 in property taxes per person over three years (which they need to spend on other things) and so an enormous tax increase really is necessary.

    (I'm neglecting non-residential property tax payers. A tiny town like this probably doesn't have many.)