So the crash still occurred when you were running off the older windows install? Just checking. But have you tried running in safe mode and seeing if the issue still occurs?
You'll want to comb over the motherboard's settings in the BIOS. Some newer boards especially gaming focused ones have dynamic boost clocking on by default and this can push stuff out of spec.
My debt is well-controlled and planned for, so while I could pay it off and save myself some interest, and assuming I can't just put it in savings or invest it, it'd probably be best spent catching up on non essentials.
Full spare set of tires for the car. Wardrobe stock-up. Extra fancy Christmas presents for friends and family, Some new appliances, or furniture, or computer hardware, maybe pick out a vacation spot and book a hotel stay I'd pre-pay for.
In addition to what another poster said about getting an off-site backup hard drive, I would recommend looking into setting up a raid array for data redundancy with your online storage. You don't want one hard drive failure to make all of your data inaccessible.
"Secretly tested" meaning they didn't inform users when they started doing it. Y'know, like any experimental feature is called out and explained?
I hope you're just having a bad day because this is some pretty rough reading comprehension
So the crash still occurred when you were running off the older windows install? Just checking. But have you tried running in safe mode and seeing if the issue still occurs?