I switched to in-person teaching a couple years ago and am glad I did. It's been a challenging time as an instructor finding ways to make sure I'm added value.
I do pony up for other services (not YT Premium because I won't give Google any money) and support a significant number of creators via Patreon, giving them more money by far than they'd ever see from me from ads. And I've spent thousands of hours on my own dime making written content and giving it away for nothing with no ads or tracking. So yes, I agree.
I switched to in-person teaching a couple years ago and am glad I did. It's been a challenging time as an instructor finding ways to make sure I'm added value.