OTP for 2FA has just started becoming common here (US) within the last decade I think. Each bank has its own separate app and many banks seem to limit password lengths to less than other websites.
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He's got all their powers
And given he wasn't able to do the job of president due to dementia, I'd say incompetent also applies. Trump is just extra incompetent and extra criminal to almost comical degrees if we didn't have to deal with results...