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Trainguyrom

@ Trainguyrom @reddthat.com

Posts
2
Comments
898
Joined
3 yr. ago

  • How it feels

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  • The issue is that people ‘follow their passions’ and then later find out there are no liveage wage jobs in those areas, and act outraged and like life is unfair.

    We should be building a world where this is not the case! We should be building a world where people can become skilled at something without significant cost and shift careers when they decide they need to. Even better, a world where careers are optional and people just do what they need to to contribute to society and can otherwise enjoy life

    Sorry, I just have no empathy for the tons of people who get an edcuation, then throw it all away because they didn’t get the dream job they think they are owed who actively refuse to apply to jobs that are ‘below’ them.

    Remember these are life-changing decisions made by teenagers, a cohort specifically known for making poor decisions and not considering long term ramifications of these decisions. Yes everyone can name someone who made poor decisions in college and is paying the price for them, but that doesn't mean we shouldn't build a world that's less harsh to people who do so!

    Your friend went into a field were jobs are scare and difficult to get even good times and you often need a masters or better in any science field to get an entry level position.

    I love the projection here as you make up a story for someone you never met. I met this individual when we both worked at a callcenter making $12/hr. He did everything right, he got his Masters from a good university, he published research while in college, continued to do what independent research he could outside of college, yet because some idiot in power who themselves never graduated college decided to demolish state funded university research with a single stroke of a pen, my colleague was left to fight for whatever scraps he could get after doing everything right. He did everything right and still ended up royally fucked, yet he still continued to do the right thing and eventually found himself finally in a job in his field a decade after graduation. This is not a system that's setup optimally, this is a system that badly needs to be fixed!

  • How it feels

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  • How do you know what loan you can afford before you have any income? How do you expect a 17 year old who's never lived on their own and only financial experience is maybe a part time job to be able to comprehend money on the scale of 10s of thousands of dollars?

    Sure you can try to be smart and look at the BLS data to get an estimate of your income after college, but a ton of minutae gets lost when doing so, such as what you'll make early on in that position vs after 20 years in that position, regional pay differences, etc. that also assumes you'll graduate and get a job like you researched in your field but maybe you picked a field that's about to collapse for reasons outside of your control, maybe the field you picked is already saturated with talent, or is experiencing some other significant shift.

    I worked with one person who had gone to university to be a biologist just to graduate right after a significant number of university research positions were closed and laid off, leaving him fighting with folks who have 20+ years of experience for a handful of job openings

    Student loans are the one type of loan you can't simply perform a debt to income calculation to determine if you can afford the loan. There's a million and one things that can happen between when you accept the loan and when you start paying on it that can greatly impact the affordability. The risk of course grows with the cost of education, but so does the potential reward.

  • How it feels

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  • My first car loan had a 26% interest rate. Over that 36 month loan I would have literally paid over twice the total value of the loan if I didn't refinance it after 6 months.

    I learned a lot through the mistakes I made that day and have endeavored to not repeat any of those mistakes (and so far I haven't!)

  • Working in a large corporation is a place where you get paid for

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  • Funny thing is, i’ve never heard about plaintext/markdown mails being enforced over the usual html-with-potentially-scripts-and-hidden-URLs.

    This is always the part that drives me up the wall. Literally the default behavior in Thunderbird because it's built by people that care about privacy and security before anything else. So many features to make email "prettier" and "easier" except all they do is introduce new ways for bad actors to hide their actions from attentive users

  • Working in a large corporation is a place where you get paid for

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  • My thing is, as long as I'm not bored at work I'm good. If I'm being paid to look busy but can't keep myself busy I'm going to feel like my brains are boiling away. But if I can actually keep myself entertained and busy and get paid for it? Hell yeah!

  • Working in a large corporation is a place where you get paid for

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  • I love doing big capital projects and spending literally millions of dollars in developer hours just for senior leadership to change their minds after the fact and not want any of what we just built!

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    Permanently Deleted

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  • Thank you kind sir and/or madam, that's everything I dreamed of and more!

  • Have you ever made money online?

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  • Huh TIL thank you

  • Have you ever made money online?

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  • So specifically I was thinking of adaptive furniture. There's special programs in some states for folks with long term disabilities to help with purchasing adaptive furniture. Think restraints/locks/alarms for things that a cognitively impaired person might need, such as if they get up in the middle of the night, or door alarms and the like.

    For a real world example, my youngest was diagnosed with level 3 autism. Because of his diagnosis he qualifies for our states Medicaid expansion which is intended to cover all of the random costs of having a special needs child that normal kids wouldn't cost, like door alarms, a fridge lock or we almost had them pay for putting a fence in our yard because he tries to run when outside. We were looking at what could be described as a crib for kids too big for a crib, and all of the options cost a minimum of $10k and a median of about $20k. That would be an extremely easy market to disrupt with a lower cost solution since I highly doubt it actually costs anywhere near $10k to make such a bed

  • Have you ever made money online?

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  • And quality furniture will outlast your grandkids!

  • Works if manually restarted by an intern from time to time

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  • As much as I love the magic of working and attending meetings in your undies, I've found I'm a far better professional if I'm actually fully dressed while I work. And when I go into the office I always wear something with a collar even at workplaces where that's overdressed. It just puts me in the right mindset to be the best I can be at what I do

  • Have you ever made money online?

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  • I hate to say it but if you want to make a living you kinda have to interact with other people a bit. I'm currently an independent contractor for one of my previous employees. I work when I want for as long as I want, my only requirement is to work less than 32 hours a week and of course to keep my client happy. I have a boss and I do attend some meetings but it's incredibly chill. I would however much prefer if they hired me on full time, but at this point I don't think that's happening.

    Otherwise at home there's always some kind of service you can provide. Painting is easy to pick up and some landlords repaint every property between tenants. Any kind of converting trash into something with value is also a good option. For example I know of a guy in town who collects furniture people leave out for trash and refurbishes it to resell.

    If you're handy you could even go the extreme route of house flipping, which usually is most profitable if you live in the houses you flip. I've seen a few run down houses bought from estates sell for way below market value then flip for much more, since families just want mom and dad's house sold, and buyers often don't want to do a ton of repairs before moving in. Alternatively buying up run down properties to repair and rent out might be a good path to a solid living too

    Or just go all in with a small business. I've not seen sellers of affordable and decent looking Corsi-Rosenthal boxes for example, or if you can find some kind of furniture/device for special needs people there's usually a huge premium charged for those as "medical devices" which are often paid for by Medicaid so it would be very easy to undercut established brands that way. In a similar vein there's a huge hole in the market for durable furniture. The Amish famously make extremely high quality furniture that holds incredible value due to its high durability, and you don't have to be Amish to make high quality furniture. Or just find something else you can sell. I saw you mention some programming skills, maybe you can make some kind of B2B app. I've seen it said that anything that's a spreadsheet can be turned into an app and sold to businesses. Or just make a bunch of phone apps and see if any happen to take off.

  • Have you ever made money online?

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  • I always return to the line from Men In Black. "A person is smart but people are scared dumb animals and you know it"

    Basically every individual person in a one on one conversation can make for a wonderful interaction, but once you can't single out an individual to learn how brilliant they are at something you just have a sea of people defined by the lowest common denominator

  • Have you ever made money online?

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  • There's a guy in town who refurbishes old furniture. He watches the local buy/sell pages like a hawk and grabs any nice furniture left out for free, and he'll refurbish it to resell for a healthy profit. It's honestly a respectable gig given how much furniture people end up getting rid of, especially if there's young renters who just have whatever they got from a garage sale and don't want to move half of their crap to the next place

  • Oklahoma Town Faces 75% Property Tax Hike To Cover Sexual Abuse Settlement

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  • Your back of the envelope math is good, but small towns usually have very low property values due to not being super desirable places to live (and declining populations) a realistic average would be 100k average home value. Some will be smaller, older houses and only worth around 25-50k, some will be much newer houses built in this century worth closer to 200-300k but most will be older homes that people continue to live in and maintain worth around 100k

  • Oklahoma Town Faces 75% Property Tax Hike To Cover Sexual Abuse Settlement

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  • Also the city was clearly woefully underinsured with only $1m liability coverage. Most cities should have 10-100x that these days

  • Google's shocking developer decree struggles to justify the urgent threat to F-Droid

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  • My work has me using 3 different 2FA apps depending on what service I'm accessing. It's great! Especially with the noticable battery consumption increase after setting up 2 more 2FA apps than I had before

  • Removed

    What's your favourite niche website that is still running and hasn't changed much in 20~ or so years?

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  • http://www.douglas-self.com/MUSEUM/LOCOLOCO/locoloco.htm

    Most of Douglas Self is a time capsule to when the site was setup but the loco loco section has many of the most wild experimental locomotives you've never seen! Many are early iterations as nobody had yet figured out the meta for building a relatively efficient and successful steam locomotive but there's also diesel and electric designs as well buried in there, as well as late steam ideas that tried to outcompete diesels

    Like seriously, what the heck is up with these? (And yes, all had at least one example built!)

  • Should access to computers and the internet be a basic human right?

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  • I would argue the opposite, that the ability to participate in society without using a computer should be a right, and included with that should be a non-descrimination requirement as well. Shoving everyone into using a web form/app is not acceptable but it is a growing reality in too many private and public spaces (and also if I just want to quickly pay for parking why oh why can I not just shove cash or my card into a reader like you could for the last 30 years! No I don't want your stupid app!)