%100 inherited and old lonely boomers. You'd be surprised how often the courts will not allow POA or Conservatorship to be appointed to the family after they get scammed. I have first hand experience with this and also have a friend as well.
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Naa, this isn't from to many people, this is from companies trying to hire people who know what the fuck they're doing. The number of people I run into on a daily basis that have zero understanding of the basics is way to high, and these people are usually devs. It's like someone wanting to build a house but all they know how to do is roofing. Colleges pop out these CS majors and they think their degree is going to land them a job, while having zero actual skills outside of what they did in college. You can't expect me to hire you for six figures if you can't even install windows or linux. Go take a help desk job to learn the basics first.