They are supposed to fly you from A to B on a given day at a given time. If they mess that up, they're supposed to make alternate accommodations. The current trend of intentionally overselling flights and then having to force bump a passenger because no one took the bait money is what I would like to see be not ever a thing companies try to get away with.
My intuition tells me it's a resource grab too. Greenland may be expressly because they think the glaciers will melt and it will be a Seward's Folly 2.0 (big oil, minerals & resource boom a la the Alaska purchase).
This was far too polite and free of insults upon the direct reports' capabilities and work ethic. Try "what the fuck do I pay you for? Get it done yesterday!"
Some insurance companies have a discount or a lower pricing tier for low miles driven per day.
Have you looked at the blue book price you could get for it vs your loan payoff amount? If the blue book price is lower, you're upside down and should prioritize paying more per month. This gets it paid off quicker for less interest and then you have a solid paid off car that you could probably put 200-300k miles on.
Do you have a 401k and the ability to take a loan from it? You could refinance the loan using your 401k to get a lower rate, and then you're paying yourself interest. The catch here is being willing to stay at the employer until the loan is paid off. If you left employment before the loan is paid off, it could become a deemed distribution with a 20% early withdrawal penalty on top of regular taxes owed on the distribution. I normally don't advise getting a 401k loan because of risk of triggering that distribution, but there are circumstances where it could be advantageous. Your HR dept and/or plan advisor can help you out there.
I registered as an auntie on r/auntienetwork. Haven't been needed in that capacity yet, but my door is open. Speaking of... is there a similar community here? If not, would there be an interest in spinning something like that up?
Nope, I usually hear both! 🙃