JayleneSlide

I completely agree with everything you said, both in this response and your response to Scrubbles. I also appreciate your long-form responses in both.

This is, however, the system in which we live. There is no ethical consumption under capitalism. Choosing to pay cash for big ticket items, real estate, and durable goods when other accounts/portfolios earn more interest than the financing... that's just throwing money away. If your laddered certificates accounts earn >3.5% and you can get 0% or 1% automobile financing (and you need a vehicle where you live), I don't think anyone would choose to burn that much liquidity.

You really haven’t ‘bought’ your home untill you’ve fully paid off the mortgage, untill then you’re more or less doing a complex rent-to-own from the bank.

Agreed. My options where I live are primarily rent or mortgage; there are intentional communities with equitable arrangements, but the waitlist is 5 to 10 years. And with rents here going up at about 8% to 12% per year, I chose the 3.7% mortgage. FWIW, most home sales in my area are industrial investors or second homes, which absolutely underscore your points regarding livability, financial violence, and

all this shit in which we live.

real estate is only a hedge against inflation in a society that is stratifying, becoming more inequitable

Again, fully agreed. Inflation is here. None of us are going to wish away inflation or predatory lending, because primate brain and "they" have our number. If one has interest rate arbitrage available, using it prudently leaves more disposable income, and therefore more time to strive for more equitable systems. For example, I am the treasurer for my regional timebank, and among my offered services are financial literacy, budgeting, and household bookkeeping. This won't surprise you at all: it's my most used offer (>100 hours used) and the number of people lacking these skills... it's almost like this system is designed for a certain scope and scale of financial ignorance.

This is a financially naive and reductionist take, approaching financial illiteracy. Applied correctly, financing allows you to preserve liquidity while still leaving funds in accounts with higher returns. Financing also provides a hedge against inflation, e.g. real estate.

Look y'all ... "Crazy Cat Person" fails to be sensitive to my condition. I would prefer "Batshit Bonkers," please and thank you.

My mother thinks US workers still get pensions if they stay at a company long enough. She also thinks that staying at one employer for decades is the key to higher pay, better benefits, and promotions. This is a constant, exhaustingly repetitive conversation with her every time I get recruited and poached by a company.

The original, the legend.

I am a founding board member and the treasurer for my regional timebank. I also have done custom software development and IT work for my county and city food bank. In the past, I was a founding board member and technology specialist for the local food co-op. I also used to own and operate a community bike shop where I performed free repairs for anyone who said they couldn't afford it.

I prefer volunteer work that directly shores up my communities, promotes food security and social equity, connects local food producers to consumers as directly as possible, and empowers non-monetary exchange of labor and skills. For me, timebanks are the sweet spot for these goals. Everyone's time is valued equally, and everyone has something to offer their communities on an as-able basis. More than that, a timebank promotes members to see all in their community as peers and neighbors despite any superficial differences.

So, like proper porn, you fully succeeded in capturing the shot from the sexy angle!

You're just gonna tease us like that and not tell us what all you put in there? :D

Let's not forget that it's also the symbol for modulo operation. So many opportunities for ambiguity!

I'm all about the gelatiny bits too! When I purchase whole animals, I have the butcher package up the tendons for me. I even buy any extra tendon they have. Braise or pressure cook then, and put them in soups and curries.

For the horror readers, it's in "Books of Blood, Volume 2."

Every Paolo Baciagalupi novel and the first two acts of almost every Cory Doctorow novel. "The Water Knife" by Baciagalupi is fictional near-future extrapolation on the excellent non-fiction "Cadillac Desert." "Walkaway" and the Little Brother books by Doctorow cast a stark light on the nature of power, surveillance, and authoritarianism in Western society. It doesn't take a lot of social imagination to see that's exactly where we're going.

The tuxedo kitteh is channeling Ron Swanson.

their systems are straight garbage

Unequivocally complete and utter garbage. I led an engineering team at a multinational energy efficiency company. My team built an extremely performant upstream and downstream intervention solution for US utilities, completely in ASP.NET and SQL Server. It was broadly used, on-prem, maintainable, extendable, and more importantly cheap to run. Single proc at every tier.

A new VP came on and had some wiry hair up his sandy ass about doing everything in Force. He refused to listen to anyone on my team about how this was a bad idea. So we built a POC and gave us 4 weeks to go live. The new solution was glacial in its performance, brittle, and expensive. I forget the numbers, but I recall that our cloud spend that first month of deployment would have bought us four more clusters of hardware and MS licenses. His response? Moar Force! You're doing it wrong.

All of us who could jump ship were gone before the second month on the new solution. He somehow survived another 3 months before he got fired, but the damage was done. Oh well. Salesforce, not even once.

We lack the will.

Kinda, although I fully agree with everything else you said. Collective action is really difficult even when the government isn't running COINTELPRO-like operations on anyone who tries to organize anything like a mass protest. For an example of the challenge of collective action, think about how hard it is to get your group of close friends to agree on which restaurant to go to and when. And that's when everyone wants to hang out together, with nobody intentionally mucking up the works.

If we can overcome the "internal" hurdles to collective action, we can take back the country.

This is actually a very significant factor. The guideline is that an ocean freighter spotted on the horizon will be on you in five minutes (guideline, we know the math doesn't exactly check out). That doesn't leave a lot of margin for being away from the helm or distracted while on watch.

Ocean-going sailor here. Some people might be surprised how often some people have trouble avoiding huge ships. These days, we have modern systems such as AIS, Doppler radar, proximity alarms, and all can be integrated into autopilot. Yet there are still so many stories of near-misses with tankers, freighters, and container ships.

Repeatedly using a blatantly false assertion is called the Big Lie (https://en.wikipedia.org/wiki/Big_lie). The derailing/zone flooding aspect, as @NOT_RICK@lemmy.world stated, is a Gish Gallop (https://en.wikipedia.org/wiki/Gish_gallop). There might be a term for using these together, but I am not aware of of what it might be.

I still want to visit the alternate timeline where Lucas didn't cave to fan pressure. And the big reveal in Ep 3 is that Jar Jar is revealed to be the Sith Lord. Could Lucas have pulled off a Shyamalan-level surprise? We'll never know.

Now that you mention it, a lack of sexual uptightness seems generally anomalous in the US.

JayleneSlide

@ JayleneSlide @lemmy.world

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JayleneSlide

Klarna for rent

Klarna for rent

This community be like...

What was the last instance where you struggled to explain something to someone because they belong to a different generation to you?

cheeseburger

Do you volunteer?

Pizza cooked on a weber

Homemade Kimchi

If I hear "% is a mathematical operator" one more time...

Braised Lamb Hindshank with Punjab Curry

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My angels🤎🖤🤍

Salesforce regrets firing 4000 experienced staff and replacing them with AI

Mike Johnson sends entire house home ahead of Epstein files deadline

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What exactly is this behaviour called?

What 'bad' movie could you fix with a simple casting change?

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