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Bob Robertson IX

@ Bob_Robertson_IX @discuss.tchncs.de

Posts
4
Comments
286
Joined
3 yr. ago

  • Losing the Republican Base, Israel Pours Millions to Target Evangelicals and Churchgoers

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  • Hey now, to be fair, all those many, many times when the Old Testament recorded the Israelites committing genocide, they were doing it because God specifically told them to do it. It's not like they would EVER go against the will of God.

  • Bank of America: Nearly one-third of low-income US households are living paycheck to paycheck

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  • I didn't say that the savings didn't make a difference, I said that having an additional small amount of money available to be each part period wouldn't have kept me from living paycheck to paycheck. Of course having the savings made a difference when something major happened, that was the whole point.

  • Bank of America: Nearly one-third of low-income US households are living paycheck to paycheck

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  • During the time I was getting paid around $25k a year I was bringing home around $700 a paycheck (every 2 weeks). Me putting aside 10% between my 401k and my savings meant that I had around $30 every 2 weeks going into savings. I often ran out of available money several days before my next check, and having an additional $30 would have been nice, but would have likely only given me another few days.

    And yes, when I had unexpected bills, and later when I lost my job, I did dip into my savings because that's why I had it, but that 10% want going to be the difference between me living paycheck to paycheck, or not. In fact, the transition to not living that way was a very gradual process.

  • Bank of America: Nearly one-third of low-income US households are living paycheck to paycheck

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  • So your view of paycheck to paycheck is likely even smaller than Bank of America's because you wouldn't count someone with a 401k?

  • Bank of America: Nearly one-third of low-income US households are living paycheck to paycheck

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  • But I would exhaust the money from my paycheck that was in my checking account, and I had many times where I would also empty my savings when I'd get hit with an unexpected expense.

    My point was that even though I was saving money, it wasn't ever money that I ever saw in my bank account. My 401k was taken from my paycheck and I couldn't even think about touching that with a lot of effort and expense. I had my direct deposit setup to send most of my check to my checking account, but I always had a small amount going to my savings at a different credit union. My toughest years I was making around $25k a year and I had 5% of my income going to my 401k and 5% going to my savings. My rent, car payment and car insurance would be the first things I paid each month and usually that meant my first 2 weeks of the month were sparse and if I had stopped putting aside that 10% it would have been a little help, but not enough to get through to my next check. So yes, I had access to money, but I was still living paycheck to paycheck because I had strict rules on when I could access that money - and I tried to pay back to my savings anything I took out, when possible.

    Would you consider someone adding to their 401k each check to not be living paycheck to paycheck?

  • Bank of America: Nearly one-third of low-income US households are living paycheck to paycheck

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  • I am surprised and would have expected that number to be higher.

    Oh, that isn't the definition I think most people use for the term "paycheck-to-paycheck".

    I think you answered your own question because you're using a different definition than Bank of America. I have always been a saver, as a kid is squirrel money away in different places, and when I became an adult I kind of kept the same mentality, even when I considered myself as living paycheck to paycheck, I was still putting money aside in different places (401k, HSA, savings, Fidelity, etc). It wasn't a lot going to any place, but it was consistent at around 10% in total. The way I saw it was that there are plenty of people surviving while earning 10% less than I do, so I just had to make sure I never missed the money. So my definition of living paycheck to paycheck is likely different from yours, if you don't allow for saving.

  • Deal to end government shutdown in reach

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  • Vote in the primaries. Get involved in local politics and find out who actually wants to help people, has good ideas, and has a proven track record in their community.

    Elect the good leaders in your kid's PTO to the school board. Get to know your local scout council (both boy scouts and girl scouts), elect them to your city council. Follow your school board, city and county council, see what they are doing, who is actually helping the community with good ideas, and then send them to the state house, demand they continue to fight for the people. The good ones in your state house should go to the Capitol for no more than 3 terms, then they can come back to the state house to be the local senior leaders.

    The problem is, no one does that first part where they pay attention to the local stuff, demanding local change and building local leaders and helping to ensure our candidates aren't evil.

  • Elon Musk says Optimus will 'eliminate poverty' in speech after his $1 trillion pay package was approved

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  • Oh, I know .. and that's what makes it sad is because he could help to make the world a better place.

  • Senate approves Democratic resolution to block Trump's tariffs on Brazil

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  • Right, they really should have just continued to do nothing. /s

  • Trump, 79, Gets Confused Explaining Water to the Navy

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  • Good thing that nothing ever goes wrong with hydraulics.

  • These are lids from freshly open jars of home canned pickles. Is this mold I'm seeing?

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  • home canned pickles.

  • Tesla reports steep drop in profits despite US rush to buy electric vehicles

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  • And check out the used market too. I picked up a Chevy Volt a few months back for under $20k and it is an amazing vehicle. I don't know why they stopped making them.

  • AWS is having a bad day

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  • But... that costs money.

  • They blamed Trump

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  • "They blame Trump"

    No, they didn't. The medical facility didn't blame trump, the article didn't blame trump, and there's no proof that any of the citizens blame trump.

    This is actually what the article says:

    Curtis Medical Center to close after 30 years, citing inflation and uncertain federal funding

    And then, later in the article it mentions how there's supposedly $50 billion coming from the feds to assist rural providers, and how disappointing it is that they've made this decision before the federal aid has been finalized.

    This is being portrayed as a business decision to close this town's only healthcare facility. Anyone reading the article would have to believe that trump has anything to do with inflation or cutting funding, and a community that has over 85% of their people voting for trump doesn't believe that.

  • Removed

    What is this?!?!? (Serious)

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  • You need to read The Sphinx by Edgar Allen Poe.

    It's about a man staying in the country when he sees this gigantic monster off in the distance from his bedroom window. He freaks out about it and becomes paranoid.

    Turns out it was a moth on the window. That's what this looks like too.

    Turn out your lamps Lemmy or the moths will return!

  • Amazon Caught Peddling AI Slop Version of Cory Doctorow’s “Enshittification” That's So Ironic That We Have to Go Outside and Stare at the Sky for a Bit

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  • I really enjoy his books, but the past couple of nonfiction books of his just feel like they are repeating themselves... and I haven't read this one yet, but it looks like it is more of the same.

    Don't get me wrong, I think this is important information that everyone needs to hear... but I feel so disappointed after each one knowing that there really isn't a solution to the problem. Each book just seems to be restating the issue.

  • AI has had zero effect on jobs so far, says Yale study

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  • This study is from 2015.

    Right?

  • DHS agents retreat as Chicago cops refuse to shield them from swarming protesters

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  • I think it still holds true that the 'enemy of my enemy' is my enemy's enemy. No need to seek alignment where it isn't needed.

  • What hobby do you feel is leaving you?

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  • I got into brewing in the early 2000s and loved it. Made some great recipes and always had a good selection of beer on hand. Then microbreweries started popping up everywhere, it was great .. until I realized that I could buy a keg from a local brewery cheaper than I could brew it. And I didn't have to do all the cleaning.

    No regrets. I still have the skill and equipment, so if I want or need to brew my own I can, and it gives me time to pursue other hobbies.