Yeah I'm Australia we have just decided to ban all social media for people under 16, i think it's great honestly because screw from insta etc but I don't think it's the government ls job to prevent kids from using social media.
I really think it's a way to force adults to register their id to accounts not about protecting kids.
Parents should monitor what their kids are doing not the government
I live off a credit card, my money sits inside an offset account against my home loan the interest charged on that is calculated every 30 days at the end of the month so the more cash I have in there the less interest I pay on my mortgage.
The credit card is free with no fees or interest provided I pay it off on time with that date being every 30 days from the 15th of the month.
Thus at the end of the month when interest is calculated on my home loan I have more cash in my account then I would if I had of spent 2k that month on bills etc.
The other benefit is I earn points that the bank will exchange for cash with me so it's kinda like free money.
For context I'm Australian with an Australian bank.
This set up is great if you're disciplined for anyone due to the points etc however if you screw up spend beyond your means etc you will incur interest and that's not good.
I make sure to never spend more then I actually have and it has worked wonders for me.
In the past 10 years I've probably been made about 7k back in points value.
Cash flights etc all for spending exactly as I do.
I should note the card is provided to me as part of my home loan package hence it has no fees attached as I pay an upfront cost for the "home loan wealth package"
Man you would hate the breadcircus I've been watching their video on the force awakens. I'm about half an hour into the video and it's covered the first 8 minutes of the movie.
I've listened to all the long form content in starwars, it's great in my opinion.
Until I switched ths other day from iinet to superloop I was paying 80 a month for 100mbs and lucky to get 20 on off peak times. Switched to superloop for an extra 10 dollars a month and meant to get 1gb instead. At the modem I get 950mbs and 350mbs over wifi to my phone. It's amazing
That's the other issue, kids will find ways around it they always have when it comes to restrictions.