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Agent641

@ Agent641 @lemmy.world

Posts
28
Comments
1885
Joined
3 yr. ago

  • Google Gemini struggles to write code, calls itself “a disgrace to my species”

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  • So it's actually in the mindset of human coders then, interesting.

  • PSA

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  • His mind isn't really on the job. His wife is leaving him and taking 27 of their 34 kids.

  • Think about it

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  • Ours is the only solar system anless some other alien grots named their star Sol.

  • If You Have Choice then Which part would you choose to be born in?

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  • If you don't choose K, it's your loss

  • If You Have Choice then Which part would you choose to be born in?

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  • Born on a cruise ship to degenerate swinger parents.

  • xkcd #3125: Snake-in-the-Box Problem

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  • More of a "This is how we weigh a critter that won't stay put for more than .3 seconds"

  • Peak homelabbing

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  • If the Dexter actor is near it, the screen goes off

  • Millionaire big game hunter gored to death in ambush by "Black Death" buffalo

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  • And team Bee for that one the other day

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  • Certain temperatures can completely denature viruses like HIV and covid. Anything above 600 degrees should do the trick.

  • Can confirm

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  • Gotta

  • Coincidentally, FFM peg is also something you can find on the hub

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  • Yup. Just imagine them changing it the other way on a whim.

  • When you finally by your own house

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  • Who told you about my crawfish and gator salvage zoo and rehab?!

  • When you finally by your own house

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  • I just bought mine this year. I got in by the skin of my teeth as a single person in a ridiculously expensive capital city.

    In Australia we have things called Offset accounts. This is a regular bank account that you might get your salary paid into, but it's linked to your mortgage loan. The interest you pay on the mortgage is based on the mortgage principal minus what's in your offset.

    So if my mortgage is 500,000, and I have 50,000 in my offset account, interest is only calculated on 450,000. I still have access to my $50, 000 to do with as I please, but the more I stack up there,the less I pay in interest, and the less that interest compounds.

    So for these first few years it's really important for me to stack as much cash in my offset account as I can, because it will save me huge amount of interest over the life of the loan.

    I'm working two jobs, 7 days a week for the first couple years to do that, and I have a couple other side hustles to help reduce cost of living as well. But the bank is still making a killing off me in interest.

    I would rather die than be a landlord though, so I have an agreement with my partner. Instead of contributing to the mortgage or paying rent, she loans me a set amount each week, say, $300. This builds up in my offset account and helps reduce the interest I pay. After 5 years, I'll repay this loan to her at the same rate, $300 a week.

    This benefits us both hugely, she will effectively have a rent-free period of 5 years AND be getting a boost to her cashflow, while I will have been able to offset my mortgage by up to 78k extra over the course of 10 years.

    Yes, she will effectively 'lose' the opportunity to earn interest on her savings by saving that money herself for 5 years, but she won't lose the principal amount, and together we will have robbed the bank of far more interest than she would have earned from saving it.

  • xkcd #3124: Grounded

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  • "How many of y'all haveheard of the Dambusters?"

  • Denmark zoo asks public to donate unwanted small pets or horses to feed captive predators

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  • Do they take landlords?

  • Denmark zoo asks public to donate unwanted small pets or horses to feed captive predators

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  • Boss, I want to invite the whole C-Suite to the zoo for a fun time!

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  • Occupied mainland Taiwan

  • Amusement

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  • By god that might just be it!

  • Amusement

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  • From what I've read about them in books they seem really great